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      What You Need to Know About Purchasing Last-Minute Travel Insurance

      Image: Shopping for travel insurance on a tropical beach. (Photo Credit: Adobe Stock/Song_about_summer)
      Image: Shopping for travel insurance on a tropical beach. (Photo Credit: Adobe Stock/Song_about_summer)
      Janeen Christoff
      by Janeen Christoff
      Last updated: 6:00 AM ET, Wed February 26, 2025

      Are you taking a last-minute vacation and need travel insurance? Is it even possible to protect your last-minute travels with insurance?

      Maybe it's something you overlooked in the booking process but now you want to protect your travel investment. If this is you, here's what you need to know according to Travel Insured International.

      Why Protect Your Trip?

      Travel insurance can cover a wide range of problems travelers can experience on vacation and help overcome obstacles such as lost luggage, trip delays, medical concerns, and more.

      Travel often involves substantial upfront costs, including airfare, accommodation, and activities. Unexpected events can lead to financial losses. Travel protection can help you recover these costs when circumstances force you to cancel or interrupt your trip for a covered reason, which can help you rebook your dream trip at a later date.

      Additionally, travel disruptions, such as flight delays or cancellations, can wreak havoc on your plans. With travel protection, you may not have to bear the additional expenses of accommodations and meals during covered delays.

      It's especially important to consider that accidents and illnesses can occur at any time, even during a trip. Travel protection ensures you have access to necessary medical care without worrying about the financial burden.

      Booking Last Minute

      Can you get last-minute protections? Yes, but the options are probably less robust than booking farther ahead of time.

      Here are some tips from Travel Insured for making a last-minute travel protection purchase:

      Read the Fine Print: Travel Insured suggests reading the plan document carefully to understand fully what is covered, what's excluded, and what the limitations of the policy are so that you know when you can file a claim.

      Consult With an Expert: Reach out to a travel insurance agent or visit Travel Insured's website to learn about your travel protection options. Making sure you have all the information and guidance to purchase the best policy will ensure you have the proper coverage for your trip.

      Provide Accurate Information: It's important to provide complete and accurate information so that your protection plan is correct and you are covered in case of a problem on your trip.

      Keep Good Records: Keep records of your communication about your policy and your trip. In case you need to file a claim, having accurate records can help process everything smoothly and quickly.

      Plan Ahead for the Future: While you are booking that last-minute policy, keep in mind future travels and protect them, too. Purchasing travel protection well in advance allows you to access a wider range of coverage options and can ensure you have ample time to review your plan document.


      For the latest travel news, updates and deals, subscribe to the daily TravelPulse newsletter.

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